Business Mortgages

Bringing your future closer.

How did it begin? You had an idea, a dream for a business that has become a plan.You believe in your plan, you believe in your future, and you want to make it start to happen.

Perhaps you want to purchase the premises for your new business, or add a shop or building to your expanding empire. Or perhaps you want to refinance your existing premises.

We also believe in the future. If you think about it, that’s really what mortgages are all about. We’d like to help you make your future happen the way you want it to.

So, our business advice for the immediate future? Call us. Then we can start to bring your future a little bit closer.

Commercial Investment Mortgage

Your business is business.

Your business is business. Maybe your own, maybe other people's. If you’re either looking to buy property to rent to other businesses, or you’re looking to refinance your existing commercial property, you’ll need a Commercial Investment Mortgage.

There are a range of Commercial Investment Mortgages we can help you with: a Business Mortgage, specifically for buying or refinancing the commercial property you work from; an Investment Mortgage, for buying or refinancing a commercial property you want to let to another business; or a Development Loan, for developing or redeveloping a commercial property.

Our business is helping your business, so call us and we can talk about what you need and how we can help you get it. You’ll find it’s a pleasure talking business with us.

Portfolio Landlords

Building on your properties.

You’re a landlord who has a large portfolio of properties. You’re thinking about releasing some equity, increasing your portfolio or reviewing your current situation. For instance, you may want to use your excess rental income or equity as a way of adding more property and enlarging your portfolio. Whatever you're intending to do, you probably already know exactly what you want, but you need someone with experience and expertise to help you do it.

Well, we think we have the experience and expertise you're looking for. We’re a mortgage broker who knows our way around property. We’re really good at listening to what our clients want and helping to make it happen. Simply put, we’d like to get to know you - and we’d like you to know how we can help you.

Call us. We’re listening.

Development Finance

Focusing on your vision.

You’re someone who sees the world a little differently. Where others see barren land, you see a new property. Where others see a large old house, you visualise converting it into modern flats. Where others only see a dilapidated building, you can see what could be built in its place. But, to make your visions reality, you need the money to make it happen. We may be able to help you with that.

As you know, development finance can be expensive. So, at Ryner & Partners we'll do extensive research across all finance options before we suggest one that will help you the most. We even have access to non-high street lenders who are offering highly competitive terms.

We’d really like to talk to you about how you see the world. Call us and let’s see what we can develop together.

Bridging Finance

When you need to move fast.

Here's a bridge you might want to cross now: a bridge you could use if you want to raise funds in a hurry. For instance, you may want to complete on a property purchase before you've completed the sale of your house. Whatever your reason, it sounds to us like Bridging Finance is what you’re looking for.

One advantage of Bridging Finance is that it can be arranged in less than a week, which is perfect for a situation where you need to move fast.

If Bridging Finance is something you’d like to know more about, then your first fast move should be to the telephone. You’ll find us waiting on the other side.

Second Charges

The first place to look.

Perhaps you’re looking for a flexible alternative to remortgaging your property? Perhaps your existing lender is being difficult about letting you borrow more from them? Second Charges could be just the thing you need.

Second Charges are usually quick to arrange, cover a range of loan options and won’t incur the ‘early repayment charges’ you’d find with a mortgage. They can also be used for any (legal!) purpose.

If you’d like to know more about Second Charges, the first thing you should do is call us.